My Online Car Insurance

What if you have to evacuate and leave a car behind to face nature’s fury? Are you covered?

Another police car rolls down the street, urging you to evacuate. You have loaded all the vital papers and family pictures into the van, and your wife is in the passenger seat urging the kids to buckle up. It is time to leave, and as you back out of the drive you realize there are two cars left behind. “I hope I’m covered…” runs through your mind as you join the line of evacuees on the slow march to higher ground.

Does car insurance cover flood damage?

Every year the television news shows cars under water, their radio antennae poking out of the brown lake where Main Street used to be. E

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According to the article “Insurance Study Sees Widespread Fraud in NYC” by Erik Holm, New York City residents are much more likely to file false claims driving up the cost of auto insurance quotes in NYC.  This is based on some research conducted by the Insurance Research Council, a nonprofit group funded by insurance companies.

New York state’s “no fault” system was implemented in 1974 and it allows someone injured in a crash to file up to $50,000 worth of claims for medical expenses or even lost wages with their own insurance company regardless of who is at fault.  The purpose of this was to speed up processes by eliminated the argument over who whose fault the accident was.  Through th

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You might think that the best way to get an affordable auto insurance quote is to talk to your friends and see who is paying the least, but that is not always the case. For the most part, there is not really one company that, across the board, is less expensive than all the others. Much of what you pay for your car insurance is based on a complex algorithm of factors, some of which we have no control over.

When you get an auto insurance quote, the company is basing your premium on your age, your gender, your car, your driving record, where you live and even your credit score. There are also other factors involved, such as how many miles you drive per year and whether or not your car is kept in a garage. Read full article…

There is a body shop owner in my home state that advertises heavily on the radio and TV, advising consumers to avoid the insurance-recommended body shops and bring your car to him instead. In my mind, that raises the question: Why wouldn’t I take my car to the body shop my insurance company recommended?

Auto insurance companies routinely make arrangements with auto body shops. The insurer agrees to direct business to the shop in exchange for a warranty on the work and a reduced cost of repair. This is common in health insurance, too- ever look at your bill and see the “insurance negotiated rate” for a medical procedure? It just isn’t detailed the same way on your auto body estimate!

Does this mean you are getting a sub-par repair? Read full article…

The car insurance companies have introduced a new car insurance policy for the women drivers who check free car insurance quotes to get car insurance cover at affordable price. The company is offering the women a chance to save the money on car insurance premium. The women drivers need to use a new technology piece in their car that will help them in bringing down the premium cost.

If a woman drives safely with low mileage then she can get extra discount on the car insurance policy. The car of the policyholders will have an in-car telematics by which the company can easily monitor their speed and miles covered along with driving style. When the driver is in the safety parameters then she will get driving bonuses and reward as cost cutting in premium price.

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