What you should know about anti-steering laws

Written by Christina Williams on November 6, 2010 – 2:56 am

What is an anti-steering law? The definition differs, depending on who you talk to, says Bob Passmore, senior director with Property Casualty Insurers Association of America (PCI), based in Des Plaines, Ill. The common intent of such a law is to prohibit attempts by auto insurance companies to “steer” or otherwise influence its policy holders to use particular auto repair shops.

Laws are different in each state

Anti-steering laws have been around a long time. Most states have them, but some are much more restrictive than others, Passmore says. For instance, in New York, insurance companies are prohibited not just from directing customers to specific car repair shops, but even from providing information regarding auto repair unless it’s specifically requested by the customer, he says.

California had a similar law until recently, Passmore adds.

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Motorbike Insurance & Your Model

Written by Zachary Jones on November 5, 2010 – 9:28 pm

Motorbike insurance is following the same pattern as car insurance at the moment – heading up and up and up. Whether you have a motorbike as your main vehicle or as a hobby in addition to your main vehicle, you may have found out to your cost that your premiums will go up over the next year. Whether you feel that you can still afford the car insurance quotes that you have been given or not, there are measures you can take to reduce the cost of riding a motorbike.

One of the main things you can do to reduce motorbike insurance costs is to change the motorbike you ride. Some models are particularly expensive and you can check which ones they are by looking at insurance groups. From there, you can choose a motorbike that is cheaper to insure.

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Tags: Insurance, Motorbike Insurance
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Auto Insurance Rates Continue to Rise

Written by Zachary Jones on November 5, 2010 – 1:24 am

According to the press release found on PRNewswire.com “Auto Insurance Report: Prices Have Risen Steadily Since 2007? a report recently delivered by the Insurance Information Institute’s senior VP and chief economist, Steven N. Weisbart, shows an upsetting trend of increasing auto insurance rates throughout the nation.

This report shows that from 2005-2007 cheaper auto insurance quotes were easier to find and since then rates have been on the rise.  Estimates have national average expenditures rising by a higher and higher percent each year for a total of 12.5% overall.  This trend is problematic since unemployment is up and many Americans are struggling financially.

More than ever it’s important to shop around and the Federal Citizen Information Center released a tip sheet for consumers to learn ways to reduce auto insurance costs.  The st

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Tags: Auto Insurance, Rise
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Want to return to motorcycling and live to tell about it? Listen up!

Written by Christina Williams on November 2, 2010 – 12:20 am

I’ve been an avid motorcyclist for over 30 years, riding hundreds of thousands of miles on many different styles of bikes. I’ve found that riding a motorcycle sharpens your reflexes and makes you a more defensive driver no matter your age or what vehicle you’re driving.

However, in my home state, a recent news story focused on the sharp increase in motorcycle accidents among older riders. My wife was quick to point out that I am now part of that “older rider” group, and I’m not sure how I feel about that. The report also showed that traffic fatalities among riders over 40 were twice as high as for riders under 40 — and I know how I feel about that.

Many older riders are “re-entry riders” who rode motorcycles when they were young, but stopped when the responsibilities of jobs and families took over.

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Bristol West Insurance

Written by Zachary Jones on October 29, 2010 – 2:49 pm

Bristol West Insurance has announced on their website that Farmers, which is the parent company of Bristol West, has proposed to acquire AIG’s Personal Auto Insurance business.  This includes 21st Century Insurance Company all found on their website.  Once this acquisition is finalized, Farmers will be the 3rd largest auto insurance company in the United States.  Bristol West customers can expect to continue the excellent service they are used to.

Also in company news, Bristol West Insurance Group and the Foremost Group of Companies are combining.  Foremost has members of the Farmers Insurance Group of Companies.  Insu

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Tags: Bristol West, Bristol West Insurance, Insurance, West Insurance
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