My Online Car Insurance

When I talk to people about auto insurance, liability limits keep coming up. Why should you carry more insurance than the law requires? How much is enough?

Bodily injury liability coverage pays for injury or death of the driver and/or passenger(s) of another car if you are at fault in an accident. Any medical bills, lost wages or accommodations, like wheel chair ramps and caregiver wages, are all part of a bodily injury claim. Any death claim is also paid by your bodily injury coverage.

Your car insurance company is required to make payments for a bodily injury liability claim on your behalf until the limits of your policy are exhausted–and then you are on your own.

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Your college student came home for the holidays, and wanted to take the car back to campus. Before you send you agree, here are a few things to consider.

Away at school auto insurance discount

If your child’s school is a significant distance from home, you could save money by keeping the car at home. Many auto insurance companies offer an “away at school” discount if a child rated on your policy is away at college. There are some distance restrictions; with my current insurance carrier the college has to be at least 120 miles away from home. My daughter qualified, but my son did not.

Garaging address

You should also have the vehicle rated at its new garaging address.

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When a news reporter quips, “The accident is being blamed on the recent snow storm…” it always gets a chuckle out of me. If you are in an accident, and did the hitting, you are at fault. Road conditions certainly play a role in many accidents, but it is up to you as the driver to adapt to those conditions and safely operate your car. The snow may contribute to your accident, but it was caused by you over-driving the conditions and losing control of your vehicle.

Driving in winter poses many special challenges. If you live in the northern part of the country, it is dark when you leave for work and dark when you head home. Storms can down trees and power lines, making your normal route impassable and forcing detours. E

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Comparing cheap car insurance policies is undoubtedly something that everyone should absolutely be doing when renewal time rolls around and this is more important now than ever. In fact, it is something that you simply cannot afford not to do.  Why? Because a car insurance index from a well respected breakdown and insurance company has revealed that car insurance premiums are still rising and have yet to show any signs of slowing down.

If cheap car insurance premiums are disapearing, though, because premiums are rising overall, what can you do about it? Well, not resign yourself to paying more for a start. There are still bargains out there and it is absolutely possible to get a hold of cheap car insurance premiums that cover all of your wants and needs if you are prepared to look for them.

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Many drivers across the United States operate uninsured vehicles. On top of that, there are many drivers who operate underinsured vehicles because they are unaware of their state’s laws and regulations pertaining to auto insurance. The laws in Wyoming, for example, differ greatly from some other states in the United States. It is important that you make sure you have an up-to-date understanding of your state’s auto insurance laws to avoid penalties, fines, having your vehicle impounded, or imprisonment.

Wyoming Car Insurance Minimum Requirements

In the state of Wyoming, all drivers are required to keep proof of auto insurance in their car at all times. Thi

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