Home Insurance & Theft

Written by Admin on November 25, 2009 – 9:18 am

A recent study has revealed that home thefts have increased in number dramatically since the start of the credit crunch in 2008. This was to be expected given that crime always goes up when hardship hits and burglaries seem an ideal way for criminals to boost their income. However, the number of home insurance claims that have been turned down have also risen for a number of reasons and you can learn from them.

For example, anything that has been left unsecured outside cannot be claimed for because you have not taken all the necessary precautions to prevent theft. However, if a bike has been secured in a locked shed then your policy may cover it. Furthermore, if you do not have the door and window locks that you have said you did on your application then you will not be able to claim because you have given false information. Always tell the truth, even if it costs you more!

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